Disciplined NPA Recovery & Stressed Asset Management
At Suryansh Digital Pvt. Ltd., we understand that Non-Performing Assets (NPAs) demand an uncompromising balance of legal rigor, speed, and ethical borrower engagement.
We act as the extended arm of institutional risk management and recovery departments, deploying certified recovery professionals who operate with full compliance to RBI guidelines and the SARFAESI Act, 2002.
Strict Regulatory Compliance:
Our teams adhere to the RBI Fair Practices Code, Indian Banks' Association (IBA) guidelines, and standard operating procedures for ethical debt collection and asset recovery.
Institutional Recovery Spectrum
SARFAESI Act Debt Recovery
End-to-end execution of security interest recovery under the SARFAESI Act, 2002.
- Section 13(2) Demand Notice serving & tracking
- Section 13(4) Symbolic Possession coordination
- Section 14 DM/CMM order execution support
- Physical asset repossession & panchnama
NPA Portfolio Resolution
Targeted soft and hard recovery interventions for retail, commercial, and MSME default portfolios.
- Skip tracing & borrower address verification
- Commercial asset tracing & valuation tracking
- Tele-calling & field counselor visits
- Real-time CRM case milestone tracking
Settlement (OTS) Mediation
Structured One-Time Settlement (OTS) and Lok Adalat conciliation between lenders and borrowers.
- Borrower capability assessment & restructuring
- Transparent compromise proposal documentation
- Amicable resolution saving legal expenses
- Full release / No-dues certificate facilitation
Empanel Suryansh Digital for Your Recovery Portfolio
Submit your agency engagement or case assignment inquiry below.
Frequently Asked Questions
Regulatory compliance and SARFAESI recovery operational framework for Banks and NBFCs.
