Terms & Conditions

Effective Date: November 09, 2026 | Registered Office: Shop No. 43, Zila Parishad Market, Katrasgarh, Dhanbad (Jharkhand) 828113

---

1. Acceptance of Terms

By accessing, browsing, or utilizing the website https://suryanshdigital.com/ or engaging with the services offered by Suryansh Digital Pvt. Ltd. ("Company", "we", "us", or "our"), you confirm that you have read, understood, and unconditionally agreed to be bound by these Terms and Conditions and our Privacy Policy.

2. Nature of Services & Regulatory Disclosures

• Loan Facilitation Services: We assist borrowers in profile evaluation, multi-bank comparison, and submission of loan files across 40+ partnered Banks and NBFCs. Final sanction, credit appraisal, interest rates, tenure, and loan disbursal rest solely with the lending bank or NBFC.
• Credit Repair & CIBIL Advisory: We provide lawful advisory and mediation for credit report auditing, bureau dispute logging, and overdue regularization. We do NOT guarantee unauthorized erasure of legitimate debt history or fraudulent manipulation of credit scores.
• Debt Recovery Agency Operations: As a registered debt recovery agency, our personnel operate strictly on behalf of empanelled financial institutions. All recovery operations adhere to the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act), Debt Recovery Agent (DRA) codes, and the Reserve Bank of India (RBI) Fair Practices Code.

3. User Obligations & Information Accuracy

You warrant that all documents, personal data, income declarations, and contact information submitted via this website or our representatives are true, authentic, current, and complete. Submission of falsified documentation, forged identity proofs, or inaccurate financial disclosures is strictly prohibited and constitutes grounds for immediate termination of services and potential statutory reporting.

4. Channel Partner & Associate Terms

Individuals or entities registering as Business Partners / Channel Partners agree to maintain the highest standards of professional ethics. Partners must not misrepresent Company identity, must not collect cash from loan applicants under Company name, and must abide by the agreed payout structure and compliance checklists.

5. Intellectual Property Rights

All content, trademarks, logos, texts, graphics, code, and multimedia featured on this website are the intellectual property of Suryansh Digital Pvt. Ltd. or used under appropriate authorization. Unauthorized copying, modification, republication, or commercial exploitation is strictly prohibited without written consent.

6. Limitation of Liability

In no event shall Suryansh Digital Pvt. Ltd., its directors, officers, employees, or associates be held liable for any indirect, consequential, punitive, or incidental damages arising out of loan rejections by partner banks, fluctuations in credit bureau algorithms, network outages, or unauthorized third-party interventions.

7. Governing Law & Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the substantive laws of the Republic of India. Any legal dispute, controversy, or claim arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the competent courts in Dhanbad, Jharkhand.

8. Contact & Legal Inquiries

For inquiries regarding these Terms & Conditions, please contact our Legal & Compliance desk: